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Rebates, Incentives and Low Interest Financing for Energy Upgrades During a Home Purchase
Rebates, Incentives and Low Interest Financing for Energy Upgrades During a Home Purchase
If you’re considering buying an older home that could use some upgrades, this is a great deal. Rebates and incentives for upgrading the energy efficiency of a home.
Program Mission
The ECO Program was created by the Sacramento Association of REALTORS® to serve our clients and community in several ways.
- Enhance home affordability through reduced energy costs
- Enhance the comfort of our clients’ homes through updated energy related components
- Improve air quality through reduced energy usage
- Enhance the sense of personal investment our buyers feel in their homes
- Increase the dependability of our clients’ homes
- Enhance the overall experience of home ownership for our clients
- Create jobs in our community
The program is designed to complement the HUD Energy Efficient Mortgage Program by encouraging home buyers to take advantage of the opportunities an EEM creates to make their home more energy efficient, comfortable, affordable and reliable.
Program Description and Guidelines
The ECO Program is designed to promote the HUD Energy Efficient Mortgage Program. The program provides a grant of $2000 to buyers who take advantage of the Energy Efficient Mortgage in the purchase of their home.
The grant may be applied towards the buyer’s closing costs or additional qualifying energy upgrades as defined below.
Property Requirements:
- The home must have been built in 1978 or prior
- Home must be owner occupied
Minimum financed EEM:
- The borrower must finance at least $4,000 in qualifying EEM upgrades in order to qualify for the ECO Grant. The only exception to this is in the case where the maximum EEM allowed by their lender based on their sales price is less than $4,000. In these cases the buyer will qualify for the ECO Grant provided that they are financing the maximum allowable EEM for their scenario.
REALTOR® Requirements:
- The Buyer’s REALTOR® must hold a Primary Membership in the Sacramento Association of REALTORS® in good standing.
Lender Requirements:
- The buyer’s loan officer must be an Affiliate Member of the Sacramento Association of REALTORS® in good standing. Please note, the individual loan officer must be listed on the SAR Affiliate Membership Roster.
Contractor Requirements:
Eligible use of funds:
- The ECO funds may be applied to the buyer’s closing costs or additional qualifying energy upgrades.
First Time Home Buyers Dominate Sacramento Real Estate Market
First Time Home Buyers Dominate Sacramento Real Estate Market
Despite the cyclical nature of Sacramento real estate , we find ourselves in some new territory. New home buyers have always been an important part of the marketplace, but at this time they are vital for recovery.
The Sacramento region, and in particular Elk Grove, Roseville, Natomas and Folsom had such aggressive sales activity between 2000 and 2005, that the majority of local homeowners find themselves underwater to some degree. Many have lost their homes to foreclosure while others have short sold and still more are simply stuck and not sure what to do.
www.Bill-Joyce-916-206-7282.info
Sierra Foothills At Sunset
Life is good!

Maybe I jumped the gun wearing a flannel shirt
OK now it’s warming up, and that pool is looking pretty good at our Rocklin home purchase.

Winter in August
Winter is off to an early start in the Sacramento region. It’s late August an the temp at 10am is 61 degrees.
Ok, I wasn’t crazy about last weeks heat, but I’m not ready for winter.
I have a young couple buying a home with a pool in Rocklin… I think they were hoping to use it this season.
New Listings 4/30
Recent Listings
Beds:
4
Baths:
2
Sq Ft:
2107
IMMACULATE CUSTOM home on 5 acres, CREEK runs through rear of property. LANDSCAPED front & backyards, LOCAL VIEWS. ORIGINAL OWNERS have poured $40k... Listing broker:
C. F. Anderson & Co.
Details
Beds:
2
Baths:
2
Sq Ft:
1322
Nice 2 bedroom 2 bath with Casita. Casita has seperate heat and airconditioning unit. There is a very nice koi pond and raised bed gardens in the... Listing broker:
Greenrock Realty
Details
Beds:
4
Baths:
3
Sq Ft:
2464
Early CA ranch style hospitality is recalled as you cross the front porch into a gracious and welcoming parlor. The party starts in the kitchen with... Listing broker:
Wholesale West Capital
Details
Beds:
3
Baths:
2
Sq Ft:
1886
Not a short sale. Huge backyard, enough room for a nice size pool and a playground, possible RV access. Family home w/ separate fm.& liv. rms, located... Listing broker:
Real Estate Wide
Details
Beds:
5
Baths:
4
Sq Ft:
3927
MOTIVATED SELLER!Stunning 3,927SF,5 bedrooms, 4.5 baths, 3 car garage upgrade carpet and tile, big game room, and study loft.
Listing broker:
lst Bay Area Realty
Details
Beds:
4
Baths:
2
Sq Ft:
2000
Not a short sale or bank owned property. Refurbished two story complete with brand new carpeting and new landscaping. New stainless steel appliances,... Listing broker:
Avalar Homes & Investment Properties
Details
Beds:
4
Baths:
2
Sq Ft:
2189
Listing broker:
USA Realty & Loans
Details
Beds:
4
Baths:
3
Sq Ft:
2647
Stunning home in Lincoln, courtyard entry, 4 bedrooms, 3.5 baths, 3 car garage, over 2600 sqft., custom cabinets, granite slab counters, new interior... Listing broker:
Keller Williams Realty
Details
Beds:
3
Baths:
2
Sq Ft:
2952
Beautiful country charmer on nearly 2 acres. This home was updated in 2005, features wood floors, granite counters a built in pool and beautiful... Listing broker:
Gold Country R. E. Services
Details
Beds:
4
Baths:
2
Sq Ft:
2007
Beautiful home in great neighborhood with a spacious & practical floorplan. Brand new kitchen, fresh paint, carpet, fixtures. Home has been completely... Listing broker:
Buy Homes Sacramento
Details
Beds:
3
Baths:
2
Sq Ft:
1144
Come see this light and bright home on a large cul-de-sac lot. Imagine cooling off in the beautiful pool with soothing waterfall or relaxing on the... Listing broker:
Distinctive Homes Real Estate
Details
Beds:
4
Baths:
2
Sq Ft:
1834
NO SHORT SALE OR BANK OWNED HOME READY FOR NEW OWNER* READY TO MOVE IN* STEP IN ON WOOD ENTRY FLOOR* NEW NEUTRAL COLOR CARPET, FRESH INTERIOR PAINT,... Listing broker:
Keller Williams Realty
Details
Beds:
3
Baths:
2
Sq Ft:
1914
IF YOU LIKE UPGRADES. THIS IS THE HOME FOR YOU. GRANITE SLAB COUNTERTOPS, CHERRY CABINETS, MOEN FAUCETS, AND upgraded FLOORING. COME SEE IT BEFORE... Listing broker:
Prudential CA Realty
Details
Beds:
2
Baths:
2
Sq Ft:
1322
Light and Bright-lots of windows plus 4 skylights, make this Bridgegate sparkle. Arox 140 sq.ft. cottage greaqt for guest quarters. Sq.ft. of cottage... Listing broker:
Coldwell Banker Sun Ridge Real Estate
Details
Beds:
5
Baths:
3
Sq Ft:
3000
Beautifully remodeled home w/ spacious floor plan in desirable Hillsborough neighborhood! All new paint, carpets, refin.cabinets w/new granite countertops,... Listing broker:
Phillips Real Estate
Details
Beds:
4
Baths:
3
Sq Ft:
2900
This top quality, multi-level, 2900+ sq.ft. custom home, near Folsom Lake, recreation, boat launch, trails. 4 Bedroom Plus Office, 3 baths, 3 car... Listing broker:
Tri-Star Realty, Inc.
Details
Beds:
4
Baths:
2
Sq Ft:
1776
NO Showings until Wednesday 9/8/2010 Beautiful 2 story Laguna Home A Must See. Lots of upgrades. New water Heater,Air and Heating system, and grabage... Listing broker:
Keller Williams Realty
Details
Beds:
5
Baths:
2
Sq Ft:
2504
Nice house in desirable neighborhood.
Listing broker:
Advanced Global Real Estate
Details
Beds:
2
Baths:
2
Sq Ft:
1934
FREMONT w/Stunning VIEWS of Open Space Hills & Oak Trees! LG COTTAGE 260'+SUN ROOM 325'=2,519 sf for Office, Hobbies, or Guests! 2.5 CAR Kitchen... Listing broker:
Coldwell Banker Sun Ridge Real Estate
Details
Beds:
3
Baths:
3
Sq Ft:
3265
BRING BACK THE SPARKLE! RARE OPPORTUNITY FOR A BUYER WITH VISION!!! Located in Folsom River Ridge, a gated enclave of only 12 custom homes, this lovely... Listing broker:
Lyon RE Fair Oaks E.
Details
Beds:
6
Baths:
3
Sq Ft:
3340
Listing broker:
Lyon RE Downtown
Details
Beds:
3
Baths:
2
Sq Ft:
1563
Beautiful 3 bedroom 2 bath home close to schools and freeway access. Great living room, dining room, kitchen combo. Extreme pride of ownership throughout.... Listing broker:
Gateway Realty
Details
Beds:
4
Baths:
4
Sq Ft:
4902
Extremely rare Rollingwood Home. Owners have gone through this home with a fine tooth comb and updated every inch!
Listing broker:
The Purchase Connection
Details
Beds:
5
Baths:
3
Sq Ft:
2953
Nice home in Elk Grove School District.
Listing broker:
Cal State Realty Services
Details
Beds:
4
Baths:
2
Sq Ft:
2019
Clean and newer Anatolia home - great for investor or first time home buyer. Walking distance to the clubhouse to enjoy the recreational facility,... Listing broker:
Century21-Noel David
Details
Beds:
5
Baths:
3
Sq Ft:
2300
Not Short Sale or Bank Own. Regular Sale very quick response for your offer. Granite counter top, Steel Appliances, Maple Cabinets. 5 Bed 3 full bath.... Listing broker:
Sweet Homes
Details
Beds:
3
Baths:
2
Sq Ft:
2801
A Meadowgate with gracious living on OPEN SPACE. A captivating patio ctyard welcomes you as you enter a lg entry w/formal Living & Dining rms. The... Listing broker:
Coldwell Banker Sun Ridge Real Estate
Details
Beds:
4
Baths:
2
Sq Ft:
1301
New on market and completly redone!close to Maidu Rec center, Roseville schools, close to 80, large lot, RV parking, new landscaping, covered patio,... Listing broker:
Golden Valley Mortgage &
Details
Beds:
5
Baths:
3
Sq Ft:
2300
Beautiful home with a huge lot.
Listing broker:
Pacific Star Real Estate & Loans
Details
Beds:
2
Baths:
3
Sq Ft:
2492
Country Living in the heart of Granite Bay. Enjoy life near Folsom Lake on an acre with shade trees and Granite out-croppings. Custom Tahoe-style... Listing broker:
Windermere Welcome Home El Dorado Hills
Details
Beds:
3
Baths:
1
Sq Ft:
1189
Charming East Sacramento home. This beautiful bungalow features inside laundry room, breakfast nook, 3 full bedrooms, an above ground pool( needs... Listing broker:
Scott Williams, Broker
Details
Beds:
4
Baths:
3
Sq Ft:
2568
Brand New Taylor Morrison Bandera home. Gourmet kitchen includes granite countertops, stainless steel appliances and rich cabinets. Move in now and... Listing broker:
Taylor Morrison Services, Inc
Details
Beds:
4
Baths:
3
Sq Ft:
2860
Brand New Taylor Morrison Marina home. Gourmet kitchen includes granite countertops, stainless steel appliances and rich cabinets. Space, space and... Listing broker:
Taylor Morrison Services, Inc
Details
Beds:
5
Baths:
3
Sq Ft:
2486
This Marquesa home is almost completed. It is equipped with maple nutmeg cabinets, matching stairrail with Iron Balusters, stainless steel GE appliances... Listing broker:
Taylor Morrison Services, Inc
Details
Beds:
4
Baths:
2
Sq Ft:
2062
This turn key Santana home is equipped with maple nutmeg cabinets, matching stairrail with Iron Balusters, stainless steel GE appliances and granite... Listing broker:
Taylor Morrison Services, Inc
Details
Beds:
4
Baths:
2
Sq Ft:
1904
This amazing Amadora home is equipped with rich, colorful cabinets, stainless steel GE appliances and granite countertops. Tired of being outbid on... Listing broker:
Taylor Morrison Services, Inc
Details
Beds:
3
Baths:
2
Sq Ft:
1943
Fall in love with the curb appeal and you won't be disappointed with the interior. Extremely well taken care of & updated. Beautiful wood floors in... Listing broker:
Century 21 Select Real Estate
Details
Beds:
3
Baths:
2
Sq Ft:
1415
CUTE & COZY HOME THAT IS WELL MAINTAINED*RECENTLY PAINTED OUTSIDE*TILE COUNTERS*NEWER BLACK APPLIANCES*TILE ENTRY*VAULTED CEILING GREAT ROOM W/WOODSTOVE... Listing broker:
RE/MAX Gold Auburn
Details
Beds:
2
Baths:
2
Sq Ft:
1910
Fremont with gated courtyard entry to large casita with full bath and closet. Corner lot. Oak hardwood floors in kit. & nook. French doors to den... Listing broker:
Coldwell Banker Sun Ridge Real Estate
Details
Beds:
3
Baths:
2
Sq Ft:
2208
ORIGINAL HOMEOWNER SALE! Why rent when you can own! Central location. Close to the downtown, park, shopping & restaurants. Beautiful Two story home... Listing broker:
Titan Real Estate Services
Details
Beds:
4
Baths:
2
Sq Ft:
1984
third of an cre property in most desirable South Land Park area. Kitchen has been remodeled ,CHA is 3yrs old,dual pan ewindows ,custom white wood... Listing broker:
Fusion R.E. & Home Loans Inc.
Details
Beds:
3
Baths:
2
Sq Ft:
1434
Spectacular Elliott home! Current owners purchased new in 2000 from Builder. Pride of ownership shows here! HUGE park-like backyard, New Paint inside,... Listing broker:
Prudential California Realty
Details
Beds:
6
Baths:
5
Sq Ft:
6106
Property with amazing potential! An excellent purchase for the right buyer! This 4.8 acre well located property is very close to the Turkey creek... Listing broker:
Coldwell Banker-Res R E Srv
Details
Beds:
3
Baths:
2
Sq Ft:
1667
Great curb appeal, neat floor plan. Master has exterior access. Very private back yard. This home needs carpet, paint and kitchen appliances. Seller... Listing broker:
G-7 Realty Inc
Details
Beds:
4
Baths:
2
Sq Ft:
1560
WONDERFUL CAMINO HOME WITH GREAT SECOND HOME POTENTIAL! Nestled in the woods on 1.41 acres. 4Bd. 2Ba. Large country kitchen with corian counters &... Listing broker:
Coldwell Banker-Res R E Srv
Details
Beds:
4
Baths:
3
Sq Ft:
3600
VERY UNIQUE ESTATE, 1 BLOCK FROM THE RIVER!*This charming 1930's Tudor style home Features modern amenties while retaining its original charm! 2 HOMES... Listing broker:
RE/MAX Gold
Details
Beds:
4
Baths:
2
Sq Ft:
2802
Buyer's financing BOMBED (2)days prior to closing.Popular open floor plan.Vaulted ceilings and arched doorways.Kitchen features lots of counter and... Listing broker:
Henkel Real Properties
Details
Beds:
4
Baths:
2
Sq Ft:
1625
You don't want to miss this very clean, updated, newer 4 bdrm, 2.5 bath home! The large open kitchen features granite counters and hardwood floors... Listing broker:
Insight Real Estate Placerville
Details
Beds:
1
Baths:
1
Sq Ft:
840
The 14th&R Lofts! 13 out of 14 sold and this is the last one left! Quality from head to toe. Be a part of the culture of Sacramento and live in... Listing broker:
Sac City Real Estate
Details
Beds:
4
Baths:
3
Sq Ft:
2016
Desirable home in Highland Reserve Roseville. Super clean 4 bedroom/3 bathroom home in the absolute best location! Upgraded Kitchen countertops and... Listing broker:
Thompson + Brown Real Estate
Details
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