Buyer Education

Sacramento Region Overview Sacramento Region Overview

Karyn is from the Sacramento area. She has an enormous family and several generations... 


You Make Your Money Buying Wisely You Make Your Money Buying Wisely

While it seems that you profit when you ultimately sell your home, the real work... 


Closing Costs & Seller Credits Closing Costs & Seller Credits

  Planning for a home purchase means planning ahead for this major financial commitment. ... 


Evaluating Schools During Your Home Search Evaluating Schools During Your Home Search

Whether you’re looking for a home in Rosville or a home in Elk Grove, schools... 


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Market Update

Karyn’s Picks of the day: Just some darn good buys in Elk Grove!

Best Buy 9999 Tarzo Way - Elk Grove ... 


Folsom Real Estate – Market Report January 2010 Folsom Real Estate – Market Report January 2010

Here is the January housing report for the Folsom area ending January 31, 2010.  Read More →


Roseville Homes Market Update January 2010 Roseville Homes Market Update January 2010

Roseville Homes Market Update Market stats and data for Roseville CA  Read More →


Fair Oaks & Carmichael Market Report Fair Oaks & Carmichael Market Report

The latest sales data for the Carmichael and Fair Oaks resale real estate market.  Read More →


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Rebates, Incentives and Low Interest Financing for Energy Upgrades During a Home Purchase

Rebates, Incentives and Low Interest Financing for Energy Upgrades During a Home Purchase

If you’re considering buying an older home that could use some upgrades, this is a great deal.  Rebates and incentives for upgrading the energy efficiency of a home.

Program Mission

The ECO Program was created by the Sacramento Association of REALTORS® to serve our clients and community in several ways.

  • Enhance home affordability through reduced energy costs
  • Enhance the comfort of our clients’ homes through updated energy related components
  • Improve air quality through reduced energy usage
  • Enhance the sense of personal investment our buyers feel in their homes
  • Increase the dependability of our clients’ homes
  • Enhance the overall experience of home ownership for our clients
  • Create jobs in our community

The program is designed to complement the HUD Energy Efficient Mortgage Program by encouraging home buyers to take advantage of the opportunities an EEM creates to make their home more energy efficient, comfortable, affordable and reliable.

Program Description and Guidelines

The ECO Program is designed to promote the HUD Energy Efficient Mortgage Program. The program provides a grant of $2000 to buyers who take advantage of the Energy Efficient Mortgage in the purchase of their home.

The grant may be applied towards the buyer’s closing costs or additional qualifying energy upgrades as defined below.

Property Requirements:

  • The home must have been built in 1978 or prior
  • Home must be owner occupied

Minimum financed EEM:

- The borrower must finance at least $4,000 in qualifying EEM upgrades in order to qualify for the ECO Grant. The only exception to this is in the case where the maximum EEM allowed by their lender based on their sales price is less than $4,000. In these cases the buyer will qualify for the ECO Grant provided that they are financing the maximum allowable EEM for their scenario.

REALTOR® Requirements:

  • The Buyer’s REALTOR® must hold a Primary Membership in the Sacramento Association of REALTORS® in good standing.

Lender Requirements:

  • The buyer’s loan officer must be an Affiliate Member of the Sacramento Association of REALTORS® in good standing. Please note, the individual loan officer must be listed on the SAR Affiliate Membership Roster.

Contractor Requirements:

Eligible use of funds:

  • The ECO funds may be applied to the buyer’s closing costs or additional qualifying energy upgrades.

First Time Home Buyers Dominate Sacramento Real Estate Market



First Time Home Buyers Dominate Sacramento Real Estate Market

Despite the cyclical nature of  Sacramento real estate , we find ourselves in some new territory. New home buyers have always been an important part of the marketplace, but at this time they are vital for recovery.

The Sacramento region, and in particular Elk Grove, Roseville, Natomas and Folsom had such aggressive sales activity between 2000 and 2005, that the majority of local homeowners find themselves underwater to some degree. Many have lost their homes to foreclosure while others have short sold and still more are simply stuck and not sure what to do.


www.Bill-Joyce-916-206-7282.info


Sierra Foothills At Sunset

Life is good!


Maybe I jumped the gun wearing a flannel shirt

OK now it’s warming up, and that pool is looking pretty good at our Rocklin home purchase.


Winter in August

Winter is off to an early start in the Sacramento region. It’s late August an the temp at 10am is 61 degrees.

Ok, I wasn’t crazy about last weeks heat, but I’m not ready for winter.

I have a young couple buying a home with a pool in Rocklin… I think they were hoping to use it this season.


New Listings 4/30

Recent Listings

Beds: 3 Baths: 2 Sq Ft: 1686
BEAUTIFUL 1 STORY, 1686 SQFT, 3 BEDROOM, 2BATH, GOURMET KITCHEN WITH STAINLESS STEAL APPLIANCES, GRANITE TILE COUNTERS, PRIVATE REAR YARD FRESH W/SIDE... Listing broker: Keller Williams Realty Details
$229,000
Beds: 4 Baths: 2 Sq Ft: 2298
Beautiful 2-story East Park home with an open floor plan. This home features high ceilings, granite countertop, upgraded tile flooring. Backyard is... Listing broker: Keller Williams Realty Details
$241,888
Beds: 3 Baths: 2 Sq Ft: 1633
Clean and bright 2-3 bdrm/2 bath single story in the 55+ active adult community of Springfield. Features home office, dining room with bay window,... Listing broker: Pacific Capital Brokers Inc. Details
$279,900
Beds: 3 Baths: 2 Sq Ft: 1850
On American River - Rare opportunity to live right on the beautiful American River. 1.55 acres zoned RD-2 (splitable). Have a feel of the country... Listing broker: RE/MAX Gold El Dorado Hills Details
$699,000
Beds: 2 Baths: 2 Sq Ft: 1683
This is it! A truly unique East Sac home built in 1951. You must see the inside of this. Tremendous open living space, plus built-in storage and... Listing broker: Little Real Estate Services Details
$319,000
Beds: 3 Baths: 2 Sq Ft: 1859
... Listing broker: Prudential CA Realty Details
$297,000
Beds: 4 Baths: 3 Sq Ft: 5304
An entertainers delight with it's impressive Monterey Mission style artitecture adorned with imported travertine,honed marble,slate floors, hand blown... Listing broker: Burke Realty Group, Inc. Details
$950,000
Beds: 4 Baths: 3 Sq Ft: 2618
SHORT SALE. 4 BEDROOMS AND 3 BATHS. NEWER HOME IN NATOMAS. NEED OFFER NOW. Listing broker: DCY Realty Details
$270,000
Beds: 2 Baths: 2 Sq Ft: 1425
Not an REO or short sale! Don't miss this move-in ready 2 bedroom plus loft adorable 1425sf home in the gated community of Aviana located in East... Listing broker: Accelerated Realty Group Details
$239,000
Beds: 5 Baths: 3 Sq Ft: 2733
Beautifully cared for home in a great neighborhood. 5 bedrooms, plus a study / library / bonus room + 3 full bathrooms. Gorgeous hardwood flooring... Listing broker: Coldwell Banker Doug Arnold Details
$380,000
Beds: 4 Baths: 3 Sq Ft: 2925
Not a Short Sale or REO! No HOA or Mello Roos! Custom built home in popular Los Cerros. Hard to find one story with open floor plan. Large island... Listing broker: Insight Real Estate Details
$585,000
Beds: 3 Baths: 2 Sq Ft: 2134
Just Listed. 1 story located in a great Cul-De-sac location.3 Big Bedrooms, New Custom paint. large backyard. This house shows like a model and is... Listing broker: Newpoint Realty Services Details
$234,900
Beds: 3 Baths: 2 Sq Ft: 1520
Three bedroom, two bath home in the great Elk Grove neighborhood of Fall Brook. Features separate tub/shower in Master Bath. Stainless steel appliances.... Listing broker: Lyon RE Sierra Oaks Details
$194,900
Beds: 4 Baths: 3 Sq Ft: 2775
Spacious, clean and updated what else can you ask for? How about NO MELLO ROOS BONDS! Enjoy the clubhouse, pool and gym too. Easy to show so put this... Listing broker: Granite Equity Group Details
$259,900
Beds: 4 Baths: 1 Sq Ft: 2000
GREAT INVESTMENT. 10 ACRES PART OF BASS LAKE HILLS SPECIFIC PLAN. CLOSE TO HWY 50. SPLITTABLE INTO 12 PARCELS W/3 OF THOSE PARCELS OF 1 ACRE. BEAUTIFUL... Listing broker: Exit Premier Realty Details
$995,000
Beds: 4 Baths: 2 Sq Ft: 1587
Great property in excellent area. Quiet street. 4 bdrm / 2 bth in Loomis! Listing broker: Fidelis Real Estate Details
$195,000
Beds: 4 Baths: 2 Sq Ft: 2007
New on The market. 4 Big Bedrooms 3 Bathrooms. New custom paint and newer carpet. Shows like a model. Close to Schools and Park. Listing broker: Newpoint Realty Services Details
$229,900
Beds: 3 Baths: 3 Sq Ft: 2003
Fabulous tri-level home on a quiet street in the Dry Creek School District..If you are looking for a great deal, here you go..3BD, 2BA, 3 car garage,... Listing broker: RE/MAX Gold El Dorado Hills Details
$239,000
Beds: 3 Baths: 2 Sq Ft: 1630
Beautifully updated home on a great street in River Park. Open floor plan is perfect for entertaining with a remodeled kitchen that opens to the dining... Listing broker: Prudential CA Realty Details
$454,000
Beds: 3 Baths: 2 Sq Ft: 1244
Very nice comfortable home in quiet neighborhood. Well-kept clean home. Large living room/dining kitchen. Back yard is nicely landscaped. Garage has... Listing broker: Century 21 Select Real Estate Details
$190,000
Beds: 3 Baths: 2 Sq Ft: 1927
Spacious open floor plan open dining and living combo. Kitchen overlooking the dinner area, prego flooring throughout. Home features 3/2 full baths.... Listing broker: Realty and Services Details
$210,000
Beds: 4 Baths: 3 Sq Ft: 2890
Gorgeous Serrano Home has Amazing Views of Open Greenbelt Area! Bright & open flr pln has many upgrades through out including tile flrs & decorator... Listing broker: Keller Williams Realty Folsom Details
$450,000
Beds: 4 Baths: 2 Sq Ft: 1936
First time on market for this clean single-story home on quiet street in outstanding East Roseville neighborhood! Over 1900sf of living space, 3BR,... Listing broker: Real Living / Great West Details
$269,000
Beds: 4 Baths: 2 Sq Ft: 2700
Brand new home in established Fair Oaks neighborhood w/all the bells & whistles! Beautiful tile & hardwood floors. Open floorplan w/gourmet's dream... Listing broker: Lyon RE Fair Oaks Details
$489,000
Beds: 2 Baths: 1 Sq Ft: 1496
Fully remodeled property. New kitchen with granite counter tops. New windows, doors, roof, texture, floors, bathrooms. Fresh paint.......too much... Listing broker: Advanced Capitol Realty Details
$219,900
Beds: 2 Baths: 2 Sq Ft: 2800
FOLSOM LAKE VIEWS!!! Nestled on nearly a half acre lot this custom home offers exquisite wood work. Enter into this open concept floor plan with a... Listing broker: Lyon RE Cameron Park Details
$539,000
Beds: 3 Baths: 2 Sq Ft: 1644
Clean Move-In Ready Home in Saint Andrew area! Seller just put in New Carpet, Cleared Pest Report and did some painting. Quiet street nestled among... Listing broker: Kraft Real Estate Details
$266,900
Beds: 5 Baths: 3 Sq Ft: 2996
I'll let property speak for itself. please take a look at the pictures. This is a TRUE DIAMONDN IN THR ROUGH. If you don't believe it. Come and see... Listing broker: Metro Financial Services, Inc. Details
$349,000
Beds: 4 Baths: 3 Sq Ft: 1823
Arden-Arcade BEAUTY! This amazing home has been COMPLETELY REMODELED! GRANITE COUNTERTOPS, STAINLESS STEEL APPLIANCES, NEW TILE, NEW CARPET, NEW PAINT,... Listing broker: Amber Yturralde, Broker Details
$299,000
Beds: 3 Baths: 2 Sq Ft: 2287
Popular Delta Breeze model on premier golf course,view lot. Enjoy the pond & fountain while relaxing or entertaining in the fully screened patio.Tend... Listing broker: Lyon RE Auburn Details
$465,000
Beds: 3 Baths: 2 Sq Ft: 1630
Listing broker: Coldwell Banker-Res R E Srv Details
$279,000
Beds: 3 Baths: 2 Sq Ft: 1908
Very nice Twelve Bridges home! Upgraded flooring throughout. Kitchen has oak cabinets, black granite counters, white appliances, and a center island... Listing broker: Gold Link Real Estate Details
$299,500
Beds: 3 Baths: 2 Sq Ft: 1748
GREAT HOUSE in a well kept area-close to shopping. Nice liveable floor plan with formal dining, separate living and family rooms, extra room off kitchen.... Listing broker: Security Pacific Real Estate Details
$219,000
Beds: 4 Baths: 3 Sq Ft: 2249
Beautiful home with lots of upgrades. A must see. Listing broker: Pizzimenti Hill & Associates Details
$389,000
Beds: 4 Baths: 2 Sq Ft: 1620
Beautifully remodeled home in mature area. This home has been COMPLETELY REMODELED, it features: GRANITE COUNTERTOP IN KITCHEN AND BATHROOMS, NEW... Listing broker: Amber Yturralde, Broker Details
$204,000
Beds: 3 Baths: 2 Sq Ft: 1819
Enjoy Country living with in-town Ammenenities.Level,3 fenced acres,currently has sheep but zoned for large animals.Comfortable ,1 story floorplan... Listing broker: Lifestyle Real Estate Co. Details
$399,900
Beds: 3 Baths: 2 Sq Ft: 2087
Awesome opportunity for one very lucky buyer!!! Great curb appeal, fabulous floor plan, a very private yard and a fabulous price... Great room with... Listing broker: Coldwell Banker-Res R E Srv Details
$349,000
Beds: 2 Baths: 2 Sq Ft: 1502
Lovely single story Four Seasons Home with beautifully landscaped back yard including fruit trees and small garden. The kitchen is a cook's delight... Listing broker: ERA Realty Center Details
$320,000
Beds: 4 Baths: 2 Sq Ft: 1896
Absolutely immaculate home tucked away in a private gated community. Located in Lakeside this beautiful home is ready for you to move in. With four... Listing broker: Keller Williams Realty Details
$234,900
Beds: 3 Baths: 2 Sq Ft: 1465
COMPLETELY UPDATED- Beautiful kitchen, stainless appliances, cherry cabinets, stone counters, new paint, new flooring, new light fixtures, new hardware,... Listing broker: MWA Realty Details
$249,900
Beds: 4 Baths: 3 Sq Ft: 2469
***CORPORATE OWNED*** Excellent value, priced right! Don't miss this 4 bedroom, 3 full bath, 2 story home with very nice views. Kitchen is large and... Listing broker: Security Pacific Real Estate Details
$389,900
Beds: 4 Baths: 2 Sq Ft: 2012
This home features a large open family room and dining room. Family room has an attractive fireplace, plush carpet and vaulted ceilings. Kitchen with... Listing broker: RE/MAX Gold Details
$372,000
Beds: 3 Baths: 2 Sq Ft: 1580
Former Model has appeal from the moment you pull up to the curb with gorgeous professional landscaping, a view of the Greenbelt, covered and fenced... Listing broker: RE/MAX Gold El Dorado Hills Details
$299,900
Beds: 4 Baths: 3 Sq Ft: 2813
A really great home at a really great price...light, bright, open!!! Kitchen features upgraded cabinets, walk-in pantry, island & breakfast bar. Master... Listing broker: RE/MAX Gold Folsom Details
$350,000
Beds: 9 Baths: 7 Sq Ft: 7000
National historic landmark, Dutch Flat Hotel & Cafe, the love of ownership, it's magnificent! Living history, was California Gold Country's important... Listing broker: Re/Max Accord Details
$1,450,000
Beds: 2 Baths: 2 Sq Ft: 1440
THE BEST LOCATION IN THE PARK! TIP TOP SHAPE! BRING FUSSY BUYERS. THIS PARK IS THE BEST PARK IN THE AUBURN AREA!! 1. DUAL PANE WINDOWS 2. FRENCH... Listing broker: Coldwell Banker-Res R E Srv Details
$89,900,000
Beds: 4 Baths: 2 Sq Ft: 1490
Beautiful 3 bedroom, 2 full bath home within walking distance to Butler Elementary. Home has designer paint throughout, laminate wood-like floors... Listing broker: Five Diamond Realty Details
$185,000
Beds: 4 Baths: 3 Sq Ft: 2829
Fantastic Serrano home on a spacious corner culdesac lot. Great open flrplan loaded w/upgrades including designer-look stone in kitchen & baths, stone... Listing broker: Lyon RE El Dorado Hills Details
$435,000
Beds: 4 Baths: 3 Sq Ft: 2661
Beautiful BRAND NEW Quality Construction from Signature properties located in desirable Claremont subdivision! What a great 4 bed/3 bath home! Features... Listing broker: RE/MAX Gold Details
$429,900
Beds: 3 Baths: 2 Sq Ft: 1624
Nice three bedroom, 2 bathroom single story starter home in Granite Bay, Eureka School district and Granite Bay High School. Walk to shopping and... Listing broker: Lyon RE Roseville Details
$240,000

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